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Loan programs made simple

See which programs you qualify for — no hard pull, no pressure.

Whether you're buying your first home, investing, or refinancing, I'll help you find the right loan — explained in plain English (or Spanish).

See Which Programs You Qualify For

Takes less than 60 seconds to start.

Find the right loan for you

From first-time buyers to investors, we have a program for you.

Conventional

Conventional Mortgage Loans: The Standard for Stability

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FHA

FHA Home Loans: The "First-Time Buyer's" Best Friend

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VA

VA Home Loans: The Most Powerful Benefit for Those Who Served

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USDA

USDA Rural Development Loans: Zero Down Payment

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ITIN / W7

ITIN / W7 Mortgage Loans: Homeownership Without an SSN

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Jumbo

Jumbo Loans: Financing for Luxury Homes

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DSCR

Qualify Based on Property Cash Flow -- Not Personal Income

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Get personalized loan guidance — fast.

No sales pitch. Just clear answers and bilingual advice tailored to your goals.

Start Your Pre-Approval

Talk with your bilingual loan expert.

Joell Pimentel

Joell Pimentel

NMLS #1609775

FLGANCSC

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Joell Pimentel

Plain-spoken mortgage loan guidance in English and Spanish.

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  • DSCR
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  • ITIN/W7
  • Jumbo
  • USDA
  • VA

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© 2026 - Joell Pimentel • Branch Owner - NMLS #1609775 - FL, GA, NC & SC • Equal Housing Lender. All loans subject to credit approval, property eligibility, and program guidelines. Terms may change without notice. Privacy • Terms.